David Duston

MoneyWorks Group

More Articles

Deferred Annuities As A Retirement Planning Tool

February 15, 2025

Many individuals diligently contribute to retirement plans but often wonder if they will have enough to ...

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10 ways a Deferred Income Annuity made retirement better for Sarah and James.

February 15, 2025

A Deferred Income Annuity (DIA) can be a valuable component of helping you worry less about living longer.

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Exploring Annuity Laddering

February 1, 2025

Securing a reliable and consistent income stream as retirement nears becomes a top priority. While various ...

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Multi-Year Guaranteed Annuities (MYGAs) Explained

February 1, 2025

Do you want to secure your future without being kept up at night worrying about market ...

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QLAC Annuities Are a Smart Retirement Income Strategy

February 1, 2025

As you approach retirement, one of your biggest concerns may be outliving your savings. After all, ...

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Immediate vs. Deferred Annuities

February 1, 2025

There are a multitude of reasons to buy an annuity, not the least of which is ...

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What Do Different Kinds of Annuities Offer?

February 1, 2025

Annuities are financial contracts provided by insurance institutions that can guarantee steady income in retirement. This ...

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Maximizing Growth and Managing Taxes with Annuities

February 1, 2025

Tax deferral is one of the key advantages of annuities, offering a way to grow your ...

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Five Tips For Cybersecurity Consciousness

January 15, 2025

Five Cost-Free Cybersecurity Tips to Safeguard Your Retirement Americans' top worries about crime today revolve around ...

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Turn the Tables on Scammers with This Reporting Toolkit 

January 15, 2025

Understanding the Scam or Fraud 1. Identifying the Scam: Firstly, determine the nature of the scam ...

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Retirement and Savings Rule Updates You Need to Know for 2025

January 1, 2025

With each new year comes a wave of updates to financial rules and limits, and 2025 ...

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Key 401(k) Changes to Maximize Your Retirement Savings in 2025

January 1, 2025

Investing in a 401(k) remains one of the most effective ways to build wealth for retirement. ...

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Retirement and Savings Rule Updates You Need to Know for 2025

December 15, 2024

With each new year comes a wave of updates to financial rules and limits, and 2025 ...

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The Value of Lifetime Income for Annuity Holders

December 15, 2024

As retirement becomes increasingly complex, more individuals seek reliable income options that provide peace of mind. ...

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Embracing Aspirations and Creating Positive Money Habits in 2025

December 1, 2024

We've all heard the familiar refrain: "Set financial goals for the new year!" Instead of fixating ...

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Fostering a Healthy Relationship with Money

December 1, 2024

A healthy relationship with money is fundamental to overall well-being and happiness. It involves more than just ...

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Long Term Care Planning Needs To Be Part Of Your Retirement Planning

November 15, 2024

Long Term Care insurance is an often overlooked but crucial part of a well-balanced portfolio. Frequently, ...

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What Expenses Does Long Term Care Insurance Cover?

November 15, 2024

Long-term care insurance typically covers costs associated with personal and custodial care in a variety of ...

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Managing Your Retirement Savings During Job Transitions

November 1, 2024

Switching jobs is a common experience in today’s dynamic job market, but with each transition, you ...

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Maximizing Retirement Savings with Roth IRA Contributions for Tax-Free Growth and Withdrawals

November 1, 2024

Disclaimer: The information below is assumed to be accurate.  Rules and regulations change, make sure you ...

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Planning for Retirement

October 15, 2024

Imagine living your golden years without financial worries, enjoying the freedom to pursue your passions. Retirement ...

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Building a Resilient Retirement Plan

October 15, 2024

Life is full of surprises, and while some may bring joy, others may pose significant financial ...

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Shifting From Saving to Spending in Retirement

October 1, 2024

Economic challenges often prompt individuals to seek ways to bolster their financial health, particularly concerning retirement ...

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How MYGAs, SPIAs, and FIAs Enhance Retirement Planning

October 1, 2024

You may have heard of MYGAs, SPIAs, and FIAs, but what are these financial products, and ...

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David Duston picture

David Duston

MoneyWorks Group

4324 Mapleshade Lane

Suite 157

Plano, Texas 75093

david@moneyworksgroup.com

(214) 584-6391

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DISCLAIMER: The content presented here is intended as information only and is not intended to represent tax, legal, or investment advice. Financial products can differ based on state of residence, age and product selected. Many financial products such as annuities may contain surrender charges and/or restrictions on access to your funds. Optional lifetime income benefit riders are used to calculate lifetime payments only and are not available for cash surrender or in a death benefit unless specified in the annuity contract. In some annuity products, fees can apply when using an income rider. Guarantees are based on the financial strength and claims paying ability of the insurance company. Read all insurance contract disclosures carefully before making a purchase decision. Rates and returns mentioned on any program presented are subject to change without notice.

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